Call us for any enquiry: 012 054 5700
Physical Address Unit GL001, Brooklyn Forum Building 377 Veale Str. Nieuw Muckleneuk. Pretoria

Welcome to Finwell Bonds!

What is a Bond Consolidation Loan?

A bond consolidation loan is a loan taken out to pay off several other smaller loans.
A reason to consolidate smaller loans into one larger loan is:

If you own property, you can apply for additional funds on your existing bond; of course, that’s as long as there is positive equity in the property (i.e. the value of the property exceeds the current outstanding loan amount). Bond consolidation also allows you to make a ‘clean start’ by converting your various existing commitments into a single, manageable monthly loan payment. This also saves on multiple fees, service charges and debit order charges on the multiple loans.

Finwell Bond Facilities

With a Finwell Bond facility, you won’t have to take out a personal loan to cover those surprise expenses and to settle your debt.

There are many benefits to a Finwell Bond!

A home loan enables you to access credit at significantly lower rates than other forms of credit, such as personal loans. This allows you a very favourable way of financing otherwise expensive debt, such as money for education fees, emergency purchases and debt reconciliation.
Renovations or improvements you make to your home with the funds from your Finwell Bond will ultimately add to the value of your home.
It is much simpler and less costly than registering a further advance or second bond.

Homeowners don’t sell – consolidate!

How it works:

PHASE 1:

We do the financial assessment

PHASE 2:

Profile pre-approval

PHASE 3:

Obtain final settlement letters for all debt

PHASE 4:

Register a new Bond & Switch current Bond

PHASE 5:

Settle all debt | Remove all adverse and judgements | Remove from debt review

PHASE 6:

Manage financial status | Improve your credit score

PHASE 7:

We will assist you to switch to the bank with the best interest rate

Frequently Asked Questions

We have divided the FAQs into different sections to make it easier for you to find the information you need. If you don't find the answer to your question here, please feel free to contact us for further assistance.

No not at all we help our clients to get rid of debt review and remove any other negative defaults from their name.

No, the property remains in you name, your bond is just with us as security.

After LODGEMENT it takes between 7 and 21 days.

No, we will need statements of all the creditors and then the attorney will settle all the accounts directly with the creditors. You will receive up to R10 000 cash back.

Yes, we do, we consolidate all your debt into 1 loan facility.

Yes, you can, we will need a quote, and before and after photos.

Yes, but we advise you not to. A small account is good, but if you need a loan, please contact us before you go to any other credit provider.

Get in Touch with Us

Have a question or want to learn more about what we do? We're here to help you.
Call us for any enquiry: 012 054 5700
Physical Address Unit GL001, Brooklyn Forum Building 377 Veale Str. Nieuw Muckleneuk. Pretoria
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